If you live in Texas, you’ve seen the headlines: flash floods, stalled storms, and heavy rainfall overwhelming neighborhoods that never used to flood. With rising temperatures fueling more severe weather patterns, summer is no longer just hot—it’s dangerous.
And flood damage doesn’t just affect basements. It can quickly affect your entire home.
What Flash Flooding Really Does to a Home
Unlike gradual water leaks, flash floods dump large amounts of water in minutes. That water pushes into ground-level walls, crawl spaces, and HVAC systems. In some cases, it backs up through sewer lines or overwhelms sump pumps. The result is not just wet floors—it’s soaked drywall, ruined insulation, and mold within days.
The Hidden Risks After the Water Recedes
One of the biggest mistakes homeowners make is thinking the worst is over once the water drains. In truth, the damage is often just beginning. Moisture trapped in walls and flooring creates perfect conditions for black mold and rot. Electrical systems may be compromised. Odors linger. That’s why fast, professional remediation is critical.
What Insurance Usually Covers—And What It Doesn’t
Flood damage is a tricky category for homeowners’ insurance. Most standard policies don’t cover damage from rising groundwater unless you have a separate flood policy. Even with coverage, navigating claims can be a nightmare if you don’t document things properly. Taking photos and keeping records from the very beginning can mean the difference between a full payout and a denied claim.
What You Can Do Before the Storm Hits
There’s no way to completely prevent damage from extreme weather, but there are smart ways to prepare:
- Install a battery backup for your sump pump
- Raise electrical outlets and HVAC systems off the floor
- Keep gutters and drains clear year-round
- Know your home’s flood risk zone—even if you’ve never had issues before
Why Response Time Matters More Than You Think
The first 24–48 hours after water enters your home are critical. That’s the window to remove soaked materials, dry structural components, and prevent permanent damage. Paul Davis teams are trained to respond immediately, not days later. We use industrial-grade drying equipment and proven techniques to keep damage from spreading.
Recovery Starts With the Right Partner
>Homeowners dealing with storm damage don’t just need a contractor—they need a partner who understands insurance, safety codes, and health concerns. From emergency cleanup to full rebuilds, Paul Davis helps families recover faster, safer, and with fewer surprises.